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How does Afterpay work?

Afterpay allows you to enjoy your shopping now and pay it off in 4 fortnightly interest free instalments^.
Available on orders online $1 to $2,000 and In store $0 to $1,000. Conditions apply.*
*Excludes Gift Cards
^Subject to Afterpay's terms and conditions, see

Select Afterpay in checkout as your payment method

Follow prompts to create an Afterpay account

Pay 4 fortnightly payments*

*If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased. The only fees Afterpay charges are late fees for missed payments.  Please note that Afterpay is not a service provided by Target. It is facility offered by Afterpay Pty Ltd.

What do you need?

To qualify for Afterpay you must be over 18 years of age, be living in Australia and have a valid form of Australian credit or debit card.

Frequently asked questions

Yes, Afterpay is available on orders online $1 to $2,000 and instore $0 to $1,000. conditions apply.*

If you are new to Afterpay, download the Afterpay App from Google Play or the App Store, and/or signup online at Please ensure you have the latest version of the Afterpay App on your mobile device.

How to Afterpay in-store:

Open the Afterpay App and tap the barcode icon to create your barcode. This barcode will be scanned at the register or used at the assisted checkouts

How to Afterpay online:

When in checkout select the Afterpay payment option and follow the prompts to login to Afterpay and complete your payment. If you are shopping on the Target App, please ensure you have updated to the latest version.

All gift cards and e-gift cards are excluded from purchase with Afterpay. If an item from the excluded product list is added to a basket, Afterpay will not be selectable for the customer at checkout.

Returns and refunds can be made instore or online. Please refer to our Refunds & Returns page for more information. To arrange an exchange, please go instore. Find your nearest store

Please note that Afterpay is not a service provided by Target. It is facility offered by Afterpay Pty Ltd.
For full terms and conditions visit
To find out more about Afterpay, visit


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